We have a retirement crisis in America today nor from a lack of money, but from a lack of vision - Dave Ramsey
Pray like it all depends on God, but work like it all depends on you. - Dave Ramsey
Hope is steel covered in velvet. It can seem soft and cuddly, but hope is at the core of what makes people become what God designed them to be. Hope and its sister, faith, always create action. - Dave Ramsey
There's a whole generation growing up thinking...the government exists to care for them. - Dave Ramsey